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Your interactive credit report, money manager, and monetary account alert system. It identifies accounts that don't belong to you or payments incorrectly marked as late, for example, and disputes the errors by contacting the credit bureaus or creditors. The Credit People. After 6 months enrollment or 3 go here dispute cycles, applicant may request a refund if 3 or less items have not been removed within the first 3 cycles of disputes.

If legitimate, they will take legal action against the firm to clean up your report, in which case you may be entitled to a settlement. Some companies also offer personal finance tools and access to credit counselors. If the agency spots any errors, it'll contact your lenders and the credit bureaus to dispute the negative marks and have them removed.

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